Understanding your Medicare options is the key to choosing coverage that truly fits your health needs and budget. With several types of plans available, it can feel overwhelming to know where to start. This quick guide breaks down the most common options in simple terms, so you can compare them easily and feel confident in the choices you make as you prepare for your Medicare journey.
Our licensed Medicare agents can guide you through your options, explain the differences in plain language, and ensure you feel confident about your coverage.
Medicare Advantage plans are an alternative to Original Medicare that bundle your hospital and medical coverage into one plan, often with extra benefits like prescription drugs, dental, vision, and hearing. These plans are offered by private insurance companies and usually have low monthly costs. You’ll typically use a network of doctors, but you get more all-in-one convenience and added savings.
Medicare Supplement plans help pay the costs that Original Medicare doesn’t cover, like copays, deductibles, and coinsurance. These plans let you see any doctor who accepts Medicare, with no network restrictions. You’ll pay a monthly premium, but in return you get more predictable medical bills and fewer out-of-pocket surprises.
Final Expense Insurance is a small life insurance policy designed to help cover costs like funeral expenses, cremation, or other end-of-life bills. Most people can qualify easily, often without a medical exam. It gives your loved ones financial help during a difficult time and makes it easier to carry out your final wishes.
Supplemental Health Insurance provides extra cash benefits if you face certain health events, like cancer, a major accident, or a hospital stay. This money goes directly to you, not your doctor, and can be used for anything—medical bills, travel, or everyday expenses. It’s a simple way to get added financial protection when unexpected health issues happen.
Our platform makes it simple to connect with licensed, knowledgeable Medicare agents near you. Whether you’re enrolling for the first time or reviewing your coverage for next year, we’ll match you with an expert who can help you make confident, informed decisions.
